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Terms & Conditions

Last Updated: March 20, 2026

Welcome to Charleston Executive Offices Inc. By accessing or using our website and services, you agree to be bound by these Terms & Conditions ("Terms"). Please read them carefully. If you do not agree to these Terms, you may not use our services.

Acceptance of Terms

These Terms constitute a legally binding agreement between you and Charleston Executive Offices Inc ("we," "us," or "our"). By using our website, submitting an application, or engaging with our services, you acknowledge that you have read, understood, and agree to these Terms and our Privacy Policy.

Services Overview

Charleston Executive Offices Inc is a direct business lender providing various financing solutions including working capital loans, equipment financing, revenue-based financing, business lines of credit, and commercial real estate financing. All lending services are subject to credit approval and underwriting criteria.

Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Have the legal authority to enter into binding contracts
  • Represent a legitimate business entity operating in the United States
  • Provide accurate, complete, and current information
  • Comply with all applicable federal, state, and local laws

Application Process

When you submit a funding application, you represent and warrant that:

  • All information provided is accurate, truthful, and complete
  • You have the authority to bind the business entity to any resulting agreement
  • You authorize us to verify the information provided
  • You authorize us to obtain credit reports and conduct background checks

We reserve the right to request additional documentation and information at any time during the application or underwriting process. Submission of an application does not guarantee approval or funding.

SMS Terms & Conditions

If you opt in to receive text messages from Charleston Executive Offices Inc:

By providing your mobile phone number and opting in, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from Charleston Executive Offices Inc about our financial products, services, special offers, and updates. These messages may be sent using an automated telephone dialing system (ATDS).

Message Details:

  • Message frequency varies based on your interaction with our services; you may receive up to 4 messages per month
  • Message and data rates may apply based on your mobile carrier's plan
  • Carriers are not liable for delayed or undelivered messages
  • Consent is NOT a condition of purchase or use of our lending services

How to Opt Out:

  • Reply STOP, UNSUBSCRIBE, CANCEL, END, or QUIT to any message to opt out immediately
  • After opting out, you will receive one final confirmation message
  • You may also contact us at keith@charleston-executive-offices.com to opt out

Need Help?

  • Reply HELP to any message for assistance
  • Email us at keith@charleston-executive-offices.com

Supported Carriers: AT&T, T-Mobile, Verizon Wireless, Sprint, Boost, U.S. Cellular, and most major carriers. Check with your carrier for coverage details.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to our data practices as described in the Privacy Policy.

Prohibited Uses

You agree not to use our website or services to:

  • Provide false, misleading, or fraudulent information
  • Impersonate another person or entity
  • Engage in any unlawful or prohibited activity
  • Interfere with the proper functioning of our website or services
  • Attempt to gain unauthorized access to our systems or data
  • Transmit viruses, malware, or other harmful code
  • Collect or harvest information about other users

Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of Charleston Executive Offices Inc or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, distribute, or create derivative works without our express written permission.

Third-Party Links

Our website may contain links to third-party websites for your convenience. We do not control or endorse these external sites and are not responsible for their content, privacy practices, or terms of use. Your use of third-party websites is at your own risk.

Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that our services will be uninterrupted, error-free, or secure.

Limitation of Liability

To the fullest extent permitted by law, Charleston Executive Offices Inc and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless Charleston Executive Offices Inc and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to your use of our services, violation of these Terms, or infringement of any third-party rights.

Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of South Carolina, without regard to its conflict of law principles. Any disputes arising out of or related to these Terms or our services shall be resolved through binding arbitration in Charleston County, South Carolina, in accordance with the rules of the American Arbitration Association.

Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to our website with a new "Last Updated" date. Your continued use of our services after changes are posted constitutes acceptance of the modified Terms. We encourage you to review these Terms periodically.

Termination

We may suspend or terminate your access to our services at any time, with or without cause or notice, including for violation of these Terms. Upon termination, your right to use our services will immediately cease.

Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Charleston Executive Offices Inc regarding your use of our services and supersede all prior agreements and understandings.

Contact Information

If you have questions or concerns about these Terms & Conditions, please contact us:

Charleston Executive Offices Inc
6650 Rivers Avenue
North Charleston, SC 29406
Email: keith@charleston-executive-offices.com

Charleston Executive Offices Inc

Direct business lending with Southern hospitality and executive-level service.

6650 Rivers Avenue
North Charleston, SC 29406

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Email: keith@charleston-executive-offices.com

Serving businesses across South Carolina and the Southeast

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